AMN / ARBE • Monetary Redesign

From debt-money to a transparent, fair, and stable medium of exchange.

The purpose of the Algorithmic Monetary Network (AMN) and the ARBE currency is to transform money from an instrument of debt, inequality, and control into what it should have always been: a transparent, predictable, and stable way to exchange work and coordinate real resources.

Today's monetary creation model is structurally misaligned with the common good. It is driven by private credit expansion instead of real productive capacity, ecological limits, or the long-term well-being of society.

At a glance

ARBE is a sovereign, digital, algorithmic currency whose issuance is tied to measurable real-world variables:

  • • Renewable energy availability and capacity
  • • Sustainable productive output and logistics
  • • Territorial resources and ecological limits
  • • Social and constitutional objectives (equality, cohesion, sovereignty)

What is structurally wrong with the current monetary creation model?

In most contemporary economies, money is created almost entirely through private bank credit. This design systematically amplifies inequality, instability, and ecological damage instead of correcting them.

1. Extreme inequality & structural poverty

Credit-based issuance primarily benefits those who already own assets, collateral, and privileged access to finance. This leads to:

  • • Growing wealth concentration in upper strata
  • • Financial exclusion of large segments of the population
  • • Persistent increases in inequality indicators
  • • Territorial and generational gaps becoming permanent

2. Perpetual debt & chronic inflation

Since almost all money is born as bank debt:

  • • Every monetary unit carries debt from the moment it is created
  • • The system requires constant re-indebtedness to avoid contraction
  • • Households, companies, and States are locked into long-term debt cycles
  • • Inflation becomes structural, eroding wages and savings over time

3. Modern economic servitude & misaligned incentives

To access basic goods like housing, education, or healthcare, citizens must often chain decades of their life to debt repayment. The system:

  • • Converts human time and work into streams of interest payments
  • • Prioritizes financial returns over social well-being
  • • Rewards speculation over real production and innovation

4. Ecological destruction & geopolitical dependence

A credit-driven growth paradigm pushes:

  • • Unlimited extraction of natural resources
  • • Systematic externalization of environmental costs
  • • Competition and conflict over scarce strategic resources
  • • Dependence on foreign payment and settlement infrastructures (e.g. SWIFT)

These dynamics generate an environment of recurring bubbles, cycles of inflation and deflation, speculative pressure on essential goods (food, water, housing, healthcare), and the erosion of a State's ability to plan its own economy and protect the public interest.

ARBE is designed as a scientific, rule-based alternative: a monetary system that aligns issuance with real resources, social cohesion, and ecological boundaries.

The available technology enables a new monetary paradigm.

For the first time in history, digital infrastructure, cryptography, sensing, and control theory allow us to design a scientific monetary system, governed by objective rules rather than discretionary decisions or private interests.

Real-time economic & energy sensing

The digitalization of critical infrastructure (energy, water, logistics, transport, agriculture, industry) enables:

  • • Measuring productive capacity in real time
  • • Tracking resource levels and availability
  • • Linking monetary issuance to physical, observable variables

Control theory & automatic regulation

Monetary policy can be implemented as an algorithmic controller that:

  • • Detects deviations and imbalances
  • • Adjusts issuance and destruction of money automatically
  • • Prevents overheating and deep recessions
  • • Remains independent from political and electoral cycles

Cryptography, auditability & sovereign ledgers

Modern cryptography and distributed ledgers allow:

  • • Immutable recording of all monetary operations
  • • Real-time public and institutional auditing
  • • Protection against political or private manipulation
  • • Operation of sovereign payment networks independent of SWIFT and foreign rails

Algorithmic intelligence & constitutional alignment

ARBE embeds constitutional and ecological principles directly into its monetary rules:

  • • Equality, social justice, and territorial cohesion
  • • Ecological sustainability and resource preservation
  • • National sovereignty and resilience
  • • Continuous adjustment based on predictive models and real data

Under this framework, the money supply no longer expands based on private credit and speculative expectations, but according to:

  • • Available renewable energy
  • • Sustainable productive capacity
  • • Quantified territorial resources
  • • The country's efficiency and social objectives

Towards a sovereign, audit-able digital currency.

Building on the above diagnosis and the technological capabilities now available, the AMN/ARBE framework proposes a new monetary constitutional order in which:

  • • A new sovereign digital currency is created and managed algorithmically.
  • • A national payment infrastructure operates independently from foreign systems.
  • • Rules for the creation and destruction of money are explicit, auditable, and transparent.
  • • Continuous public oversight and real-time auditing are mandatory.
  • • The economy gradually transitions towards a resource-based, digitally quantified model.

ARBE is not just another digital token. It is a proposal to redesign the foundations of money so that monetary creation serves society, the ecosystem, and future generations — instead of subordinating them to speculative finance.